There are certain benchmarks in everybody’s lives that mark something special that we will never regret: our first driver’s license, graduating high school, the entire experience of college, getting our first “real” job after graduating university, etc. It’s undeniable that as we grow older, we take on more and more responsibilities. However, one of the biggest milestones is that of getting engaged and eventually spending the rest of your life with someone. Up to this point, almost all the previous milestones seem like nothing. When you are ready to make the commitment, buy a ring, and pop the question, that marks the beginning of a new life. Before you pop the all important question just ask yourself a few things to know you are ready.
First and foremost, you need to know that marriage is a lifelong commitment and by asking someone to spend the rest of their life with you, you will essentially be living as one. If you don’t see yourself with that person, and as a part of their family for the rest of your life, it probably isn’t the right time. Likewise, if you are in any financial debt at all, that is something that your partner will have to accept. It goes the same in the opposite direction. Even if you are debt free with a great job, you need to know your partner’s situation as well to ensure you aren’t getting yourself in trouble. Since you are talking about making one of the biggest decisions of your life, don’t take it lightly when discussing these topics.
Second, when you know without a shadow of a doubt that you want to spend your life with this person, know your boundaries. Do some serious budgeting, both for the immediate future and years to come. Starting with the ring, make sure it is something within your means and price range. Shop around the local jewelers and online. Companies like Zales have engagement rings in all price ranges to suit all customers. Other jewelers may have a larger assortment of more expensive rings or cheaper; it all depends where you go and what you want. As a general rule, you don’t want to spend more than three months of your salary on the ring.